# Direct Event Insurance

> A modern operating platform for event risk. Special Event Liability,
> event cancellation, weather, prize indemnity, liquor liability, and the
> Vendor Liability Program, written in all 50 US states.
> Apply in about 5 minutes and see a preliminary estimate. Every application is reviewed by a licensed agent before you get a quote. Apply online at https://quote.directeventinsurance.com and your written quote comes by email. Coverage is bound by the carrier after the written quote is
> accepted and payment is complete. Weather coverage must be purchased
> at least 7 days before the event. It is not instant coverage.

Formal name: Direct Event Insurance Brokerage
Tagline: Peace of mind, perfected.
Founded: 2011. Operating model rebuilt in 2026.
Headquarters: Frisco, TX 75034, United States
Phone: (833) 315-4791
Email: info@directeventinsurance.com
Website: https://directeventinsurance.com
Start an application: https://quote.directeventinsurance.com

## What we cover

- Special Event Liability (general liability for events), the core
  product for weddings, festivals, corporate events, concerts, trade
  shows, conferences, and nonprofit events. $1,000,000 per occurrence /
  $2,000,000 aggregate, $0 deductible.
- Vendor Liability Program. An enrollment workflow that puts every
  participating vendor or exhibitor at an event onto their own General
  Liability policy, with $1,000,000 per occurrence and a $2,000,000
  shared group aggregate at $0 deductible. Coverage starts as low as
  around $100 per vendor, paid by the vendor, and varies with the number
  of vendors participating, event location, event type, and underwriting
  details. The organizer receives no money from the program; the value is
  operational. Designed for vendors, exhibitors, artists and crafters,
  and food vendors (food vendor rates are typically higher). Not designed
  for event service providers supporting the organizer, such as AV,
  staging, production, security, setup and teardown, or equipment rental
  companies, who need their own commercial General Liability policy.
- Event Cancellation
- Weather Insurance (parametric)
- Liquor Liability (host liquor included with Special Event Liability;
  commercial liquor liability available)
- Prize Indemnity, including hole in one insurance
- Venue-required certificates of insurance (COI)

## Authoritative facts

- Founded 2011; operating model rebuilt in 2026
- Licensed in all 50 United States
- Standard event policy limits: $1,000,000 per occurrence / $2,000,000
  aggregate, $0 deductible on every General Liability policy. Non-General
  Liability lines (event cancellation, weather, prize indemnity) carry a
  deductible.
- Excess limits available up to $10,000,000 for major festivals,
  conferences, and high-attendance events
- Vendor Liability Program limits: $1,000,000 per occurrence with a
  $2,000,000 shared group aggregate. Limits are shared across the vendor
  group, not independent per vendor.
- Coverage is sourced through trusted A-rated specialty insurance
  providers. We do not publish individual carrier names.
- 99.5% venue acceptance. If coverage requirements cannot be met, we work
  to correct the issue or provide a full refund.
- Apply in about 5 minutes. Every application is reviewed by a licensed agent before you get a quote. Apply online at https://quote.directeventinsurance.com and your written quote comes by email.
- Weather coverage must be purchased at least 7 days before the event.
  It is not instant coverage.
- Prize Indemnity starts at $295. Price depends on the prize amount, the
  odds or distance, and the number of attempts. Do not describe premium
  as a percentage of the prize value. A published guide is a $10,000
  hole-in-one at $295 to $495.
- Special Event Liability starts at $250. Event Cancellation and Weather
  Insurance start at $300. Liquor Liability starts at $275.

## How to get covered

1. Start the application at https://quote.directeventinsurance.com.
   Progress is saved automatically and can be resumed later.
2. Answer event questions: dates (setup and teardown are included
   automatically), venue, attendance, alcohol, activities, and vendors.
3. Receive a preliminary estimate online. Every application is reviewed by a licensed agent before you get a quote. Apply online at https://quote.directeventinsurance.com and your written quote comes by email.
4. On payment and binding, the certificate of insurance is issued with the
   venue named as additional insured, and a copy is emailed to you.

## Support

Sofi is the AI assistant on the website. She answers coverage, venue
requirement, and process questions, and hands off to a human for claims,
service requests, and anything outside standard coverage.

## Most-citable pages

- /                          Overview and product positioning
- /vendor-umbrella           Vendor Liability Program detail
- /coverage                  All coverages
- /coverage/special-event-liability
- /coverage/event-cancellation
- /coverage/weather-insurance
- /coverage/liquor-liability
- /coverage/prize-indemnity
- /hole-in-one-insurance     Hole in one insurance
- /faq                       Frequently asked questions
- /glossary                  Defined insurance terms
- /claims                    Claims process
- /venue-requirements        Common venue COI requirements
- /carriers                  How coverage is placed
- /about                     About the brokerage
- /why-dei                   Why Direct Event Insurance
- /industries                All event verticals
- /event-insurance/texas     Example state page (all 50 states covered)
- /quote                     Quote overview and start page

## Founders

- David Carbrey. 15 years in event insurance. 20+ years as a working
  musician and live event veteran.
- Bryan Warren. CPA. 30+ years advisory. Founder of CAG LLC.

## Contact

Email: info@directeventinsurance.com
Phone: (833) 315-4791
Address: Frisco, TX 75034, United States