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What is Liquor Liability Insurance?

Liquor Liability Insurance

Liquor Liability Insurance is a requirement for hosting events at most venues. If you are having an event and would like to serve alcohol, this type of coverage protects you in the event someone files a liability claim for damages they claim resulted from alcohol being served.

In the event of a claim, it could cover damage to guests, vendors or other persons involved with the event. Liquor liability insurance not only covers damage to people but also any property damage claimed to be a result of the alcohol being served.

Host Liquor Liability coverage is meant to provide protection for a person or organization, for functions or events, if events are incidental to the named insured’s business. This would cover special events such as an open house, employee appreciation, or other events meeting the requirements.
Alcohol service at an event can be a factor in a successful event, but it also ups the risk level. That is why an expert from Direct Event Insurance can make sure your policy covers what you intend to be covered and meets your venues requirements.

This coverage is not intended to apply in circumstances where the law has been broken. For example, if minors are served alcohol at the event and damage the venue.

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