Special Event Liability insurance


Direct Event Insurance Brokerage, LLC provides Special Event Liability insurance, which is a type of liability coverage that protects you from potential legal expenses and court costs if someone gets injured or their property is damaged at your event. The best part? You don't have to worry about paying a deductible before receiving reimbursement for claims. Direct Event Insurance Brokerage, LLC offers Special Event Liability coverage options from top-rated Carriers, for many kinds events in the greater New York City municipal area. Special Event Liability insurance offers a valuable layer of protection for your special event.

We have access to top rated carriers and can provide coverage for many kinds of events in the greater New York City municipal area. Our Special Event Liability (SEL) program provides Liability coverage for non-profits, for-profits and for-purpose organizations alike.

The policy is designed to protect you from unexpected losses that can occur during your special event. It also covers your volunteers who are helping with the event. This program is available in all 50 states and Puerto Rico, so it's easy to obtain across the country!

The SEL program covers the following losses: -Property Damage -Personal Injury/ Advertising Injury -General Liability, Products & Completed Operations, Spectator Excess Accident Medical, with options to add Volunteer and Participant Medical coverage.

Our SEL is fully customizable with add-ons such as Liquor Liability, Non-Owned/Hired Auto, Waiver of Subrogation, Rented Equipment, Participant Medical and Umbrella/Excess Liability to suit the specific needs of your Event and/or your Venue's requirements, with NO DEDUCTIBLE, so there's no additional $1000 payment hanging over your head, and you can enjoy your event worry-free.

Our Special Event Liability Insurance policies are written and issued by Top-Rated Carriers you can trust.

Our special event liability insurance partners include the Center for Nonprofit Excellence, Green Home NYC, World Trade Center, SUNY, and New York Foundation Center.

We have an affordable, convenient solution to make your organization's pending events safer and more profitable.

When you're planning an event that could attract large numbers of people, it's important to consider the security and safety of your attendees. While many companies are willing to accept the risk of holding such events if it means greater profits, this type of thinking can lead to disastrous consequences if something goes wrong. Special Event Liability insurance is a coverage option that makes sure your organization has enough protection in place so that everyone stays happy and healthy.

In addition to covering liability issues surrounding injuries or accidents at your events, this policy includes coverage for any property damage they might cause as well. With this type of plan in place, you'll have peace of mind knowing that even if something unexpected happens during one of your upcoming gatherings—like someone falling down while walking on uneven ground or spilling lemonade all over their shirt—your finances won't suffer because there's still enough money left over after paying off claims expenses.

Our policies start around $250 and provide a minimum of $1M per Occurrence with a $2M Aggregate Limit, all the way up to $15M worth of coverage. The type of event you're hosting and its duration will help us determine the amount of coverage you require. Need help figuring out how much insurance you need? Our team will work with you to find the right balance between cost and protection!

If you're going to be hosting a special event or convention, it's important that you understand what "Liability" insurance is and how it works: "Liability" Insurance only covers "damages caused by the named Insured, to the property or person of others". So any independent entities or individuals such as Vendors, Exhibitors, or any Subcontractors you may hire directly - should always be required to have their own Liability coverage in place, naming the Organizer - you (The Insured on our Policy) as "Additional Insured", for the duration of the event. This ensures that everyone is responsible for their own operations, and that you won't be left holding the bag for damages you did not cause.

You can apply for a quote at: https://directeventinsurance.com/special-event-liability/#sel (or click the button below) Unless a submission is made at the end of the business day, DEI will typically provide you with a free, no-obligation quote, on the same day we receive your application. If you have any questions, please feel free to contact us.

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Takeaway: Insuring your event is a smart move because even minor events can cost you big without it.

You'll have peace of mind knowing that your event is covered. If you've been thinking about insuring your event, now is the time to do it. Even if you're not planning a big celebration, it's important to protect yourself in case something does go wrong—and the last thing you want is to be stuck with the bill for someone else's negligence. A special event liability policy will provide protection against any potential complications so that you won't have to worry about being held financially responsible for damages or injuries at your next party or fundraiser!


In summary, special event liability insurance is a great way to protect yourself and your business. It can be used for just about any type of event, and it covers many different types of claims. You should always consult with a professional before purchasing this type of coverage so that they can help you understand exactly what kind works best for your needs, and THAT's where we come in!