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Event Insurance Coverage Summary

Event Insurance Coverage Summary

Event Insurance is a specialty insurance policy designed to indemnify you (the insured) from certain types of claims arising from accidents taking place during a covered event. It offers you protection from damage to the facility caused by a guest or vendor, and bodily injury to guests you are found liable for during the event. It is written in a manner that meets the insurance requirements that most venues require for you to host an event at their venue. Please review the event insurance coverage summary below:

Event Insurance Coverage Summary Per Event Limits:

$2,000,000.00 General Aggregate

$1,000,000.00 Product/Completed Operations

$1,000,000.00 Personal/Advertising Injury

$1,000,000.00 Each Occurrence

$300,000.00 Damage to Premises Rented to You

None General Liability Deductible

Additional coverage available up to $10M per Occurrence/$10M Aggregate

Event Insurance Inclusions:

Artist Liability
Attendance Limitation
Commercial liquor liability is available at an additional premium – cost varies per state
Contractual liability
Coverage for all 50 states
Host liquor liability provided (those not in the business of serving and selling)
Medical Coverage available for an additional premium
Multiple additional insureds can be added for $109 each in premium
Non-Owned Hired Auto is available at an additional premium
Property Damage as part of General Liability
Rented Equipment (Inland Marine) is available at an additional premium
Set up and take down included (one day before & one day afterward)
The facility can be named as an additional insured at no extra cost
Volunteers can be named additional insureds
Waiver of Subrogation available for an additional premium
Additional Coverages:
Event Cancellation
Prize/Indemnity
Weather
Exclusions:
Aircraft & Balloon Events
Aircraft or Watercraft
Animals
Asbestos
Assault & Battery
Body Piercing
Bounce House or Inflatable
Bungee Jumping
Circus and Carnivals
Collapse of Temporary Structures
Communicable Diseases (Hepatitis, TSE, HIV, HTLV or AIDS)
Employment Related Practices
Expected or Intended Injury
Fungi or Bacteria
Hang Gliding
Hot Air Ballooning
Kayaking
Lead Liability
Mechanical Amusement Devices
Motorcycle Riding
Mountain or Rock Climbing
Nuclear Energy
Parachuting
Parasailing
Professional Liability
Pyrotechnics
Racing using a land vehicle, aircraft or watercraft
Riding amusement rides
Rodeo Activity
Scuba Diving
Sexual Abuse/Molestation
Silicosis
Stage Diving
Stunts
Tattooing
Total Pollution
Tractor/Truck Pulls
War

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